Will insurance cover my physical therapy without a referral?

Oct12th 2020

Most insurance providers cover and reimburse for physical therapy related services without a referral from an approved provider (see following FAQ for a list of who can refer you to PT). Please contact your individual insurance carrier to verify that physical therapy services are covered via self referral.

​Medicare recipients are required to have a referral to physical therapy in order to have the services covered under Medicare benefits.

For those whose insurance does not cover physical therapy services under self referral, most often if you contact your medical provider and request a referral for physical therapy they are happy to oblige.

Click here to link to a list of insurance companies we are affiliated with.